Kiddies, it's never a good idea to put in the life insurance claim the same day that your loved one dies, even if you're desperate for the money. Remember that you are expected to grieve for at least a week. So wait as long as possible before putting in the claim. Maybe even miss a car payment or skip your utilies bill to show that your mind is too occupied with grief to consider such mundane matters. Keep in mind that the police and insurance companies are often in contact with each other after a suspicious death, and you don't want to draw extra scrutiny by seeming too eager.
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